Equity Release Mortgages

Retirement is a time when you should be able to enjoy the rewards of your hard work and look forward to doing the things you like to do best. It is a time to release your potential.

Retirement is no longer regarded with trepidation, as today we live and remain fitter for longer. As a result your retirement could last for 25 years or more.

Over the years your home will have provided you with fond memories, comfort and security and now it is probably your greatest asset. This asset could provide you with your greatest opportunity, allowing you to unlock the money that is tied up in your home and ensure a more secure financial future.

By releasing some of the value in your home, you could soon have a cash sum in your hands or an increased income or both and still be sitting comfortably.

Use the value of your home to raise capital or increase your income. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

A Lifetime Mortgage arranged by Brian Alcock & Associates can provide you with the opportunity to satisfy any potential financial needs you may have.

On completion of the mortgage we charge an administration fee of £495. A further fee may be charged depending on your circumstances, an indication is 2% of the advance, this fee is payable on completion of the mortgage. The actual fee charged will depend on your individual circumstances and will be based on your credit history. We will also be paid commission from the lender.